Job
opportunities at National Bank of Commerce [NBC]
POSITION: Head of Credit.
Job Purpose
A senior
role as a member of the Country Management Committee, The globe holder leads
the red function and actively participate in defining strategic objectives of
the business; business planning and setting the direction of the business in
line with the strategy
Credit
executive representative on Country/Management Committee(CMC) and Board Credit
and Audit Committees.
To drive
significant change initiatives supporting the One Risk and One Africa strategy
and ensuring effective communication and management of key stakeholders
Working
to ensure that the country strategic objectives are delivered within the risk
appetite framework set by the board.
Accountable
for ensuring the right people, processes, policies, systems are in place to
achieve cost-effective and efficient credit management within the country that
is aligned to strategic objectives and risk target operating model.
Lead and
drive the performance of direct reports and create an environment where all
individuals are developed to the best of their ability ensuring talent and
under-performance proactively managed
Main
accountabilities and approximate time split
Develop
highly motivated teams of country heads, maintaining excellent relationships
with leadership teams and across the wider country/ Africa Risk team to ensure
achievement of business goals
Create a
high-performance environment in which all employees are engaged
Oversight
of reward/recognition decisions for the credit function
Drive
the credit training plan across the functions to ensure the training and
development needs are actively managed. Set challenging objectives and ensure
effective performance development and succession planning for the team.
Drive
the development of credit specialization to build in-house expertise that can
be efficiently transferred across Africa
As a
voting member of the credit committee, make lending decisions for wholesale and
retail transactions - exercising personal judgment in the evaluation and
approval/decline of credit proposals in accordance with credit appetite and
policy
Oversight
responsibility for personal and team adherence to governance compliance and
lending portfolio controls. Ensuring conformance to policy and procedures
Responsible
for the data integrity of country information used manage & monitor credit
risk
Ensuring
effective management of the country and the sovereign risk that is responsive
and adaptable to country crisis situations
Delivering
within and greed retail and wholesale impairment budge, ensuring that the
agreed asset quality of the portfolios is maintained in line with agreed risk
appetite
Drive an
environment of added value where everything is done to add value to ensure
business unit delivers a service which is truly adding value and is seen as key
to the business delivering against stretching targets.
Responsible
for delivering consistent and timely credit risk decisions.
Drive
communication and formal feedback process between credit and the business to
build trust, partnership and appreciation of credit function amongst business
partners
Initiate
and proactively embed agreed change initiatives in support of one risk and one
africa strategic objective, driving process and quality improvement, cost
reduction and development of credit professionals. Promote a culture of
continuous improvement and driving necessary changes
Deliver
organisational cost within the agreed budget
Drive
the continual need for greater efficiency Ensure capacity to manage volume
workflow to world-class standards of quality and cost
Develop
and maintain strong network of internal contacts at a senior level
Manage
risk and control effectively by applying applicable risk frameworks and
embedding a positive risk culture
Understanding
of on role in the air and processes in which you play a part, including
applicable risks and controls
Adhere
to NBC’s policies and procedures applicable to own role, demonstrating sound
judgement and responsible risk management
Report
of risk events/ incidence/ issues using the defined process for your business
area and help to understand why this happened and how to prevent them in the
future. Proactively look for ways to improve the control environment by
considering what could go wrong in the process you operate and how errors could
be prevented
All
mandatory training and certification completed to deadline
Technical
Skills/Competencies
Strong
intellect balanced by practical and programmatic approach
Decisive
Strong
internal and external networking
Analytical
Credit
risk management
People
management and coaching
Communications
(written and oral) and presentations
Excellent
negotiation and influencing
First
class credit assessment, structuring, and sanctioning skills
Commercial
entrepreneurial
Relationships/
partnership approach
Customer/
market perspective
Technical
skills and knowledge
Problem
solving/ decision making
Knowledge,
Expertise, and Experience
First
class technique credit skills
Excellent
business awareness and specific industry/ international risk awareness
Detailed
knowledge of risk management policy, procedures, and pricing
Excellent
knowledge of country/ sovereign risk issues
Comprehensive
credit-related product knowledge
Excellent
knowledge of the social, economic political and regulatory environment within
Tanzania
Proven
track records in the successful delivery of credit risk management
Exercising
judgment and discretion for larger credit exposures
Managing
risk and reward
Remuneration:
Attractive
salary Applicants are invited to submit their Cv’s, copies of certificates, 2
referees and their contacts to: Human Resourcing Human Resouce Department
National Bank of Commerce(NBC) HRResourcing@nbctz.com
If you
are not contacted by NBC within thirty(30) days after the closing date, you
should consider your application as unsuccessful Please send all applications
before 21st May 2018 NBC is an equal opportunity Employer
POSITION: Chief Financial Officer
Principal
Accountability
A key
and integral member of the Country Management Committee providing analysis,
insight, and advice by ensuring timely, accurate and relevant financial
information to support business monitoring and decision making.
Overall
responsibility fo the Finance and Accounting function at NBC
As an
executive Director of Finance works with the NBC Board of Directors and the
Country Executive Committee to drive Financial Performance, Compliance and
Strategic Direction
Main
Responsibilities
Being an
Integral part and drive of the strategic planning, budgeting, forecasting and
business decision-making process. Developing high quality decision-making tools
in order to assist the Board and Country Executive Committee with decision-making
Contribute
to the Financial Services Industry of Tanzania by Playing a leading role in the
external industry
Ensure
the bank’s opertions comply with local/International regulations
Overall
Responsibility for timely/accurate reportin at a regulatory and managemetnn
level
Overall
custodian of the Bank’s short and medium term financial plans
Oversight/responsibility
to ensure the Bank maintains sufficient/accurate informationsystems in line
with Acounting and regulatory standards
Work
witheh Country Executive Committee to drive operations efficiency
Strategic
market analysis to inform intenral strategic decisions
Ensure
proper management and distribution of financial resources towards strategic
goals
Collaborate
with the Executive Management team to set strategic direction and provide
advice on all financial issues.
Constant
development of processes, new and innovative information tools to assist in
pro-active and innovative financial decision-making.
Serve on
various committees including Board Audit Risk & Compliance Committee,
Marketing & Advertising, Pricing, Country Executive Committee, Asset &
Liability Committee etc.
Sefve as
a Board member in the capacity as Executive Director of Finance
Serve on
various external commitees where applicable as required by the managing
Director.
Oversight
and responsibility for the Banks Tax obligations ensuring adherence to the
country’s laws/regualtions.
Contribute
to managing risks by being an active member of the Management Audit Committee
Analysis
of performance with proactive and continuous recommendations on actions to
improve the business performance and processes. Evaluation and recommendation
on proposed investemtns and business porposals
Ensuring
compliance with financial policies, guidelines, and procedures
Liaising
with both external and internal audiotors to maintain a stable and asound
Control Envoronment
Education
and Experience required
Professional
Acooutning Certification
Banking
experience
10 – 15
years working experience in accouniting, finance, auditing
Audit
and risk experience at senior management level
Enterpreneurial
self-starter with excellent track records
In depth
knowledge of the financial services industrial
Understanding
the nature of the bank’s profitability relating to funding, ligquidity and
intest rate risksl
In depth
knowledge of intrnationl financial reporting standards
Knowledge
and Skills
Planning
and organizing
Problem-solving
analysis
Leadership
Commercial
awareness
Interpersonal
sensitivity
Cross-functional
awareness
Analytical
ability
Flexibility
Risk
management
Resource
management
Decision
making
Team
building
Relationship
Management
Organizing
and control
Remuneration
Attractive
Salary
Applicants
are invited to sumit their CV’s, copies of certificates, 2 referees and their
contacts to:
Human
Resourcing
Human
Resource Department
National
Bank of Commerce(NBC)
HRResourcing@nbctz.com
If you
are not contacted by NBC withing thirty days after the closing date, you should
consider your application as unsuccesfull
NBC is
an equal opportunity Employer