Job opportunities at National Bank of Commerce [NBC]

Job opportunities at National Bank of Commerce [NBC]

POSITION: Head of Credit.

Job Purpose

A senior role as a member of the Country Management Committee, The globe holder leads the red function and actively participate in defining strategic objectives of the business; business planning and setting the direction of the business in line with the strategy

Credit executive representative on Country/Management Committee(CMC) and Board Credit and Audit Committees.

To drive significant change initiatives supporting the One Risk and One Africa strategy and ensuring effective communication and management of key stakeholders

Working to ensure that the country strategic objectives are delivered within the risk appetite framework set by the board.

Accountable for ensuring the right people, processes, policies, systems are in place to achieve cost-effective and efficient credit management within the country that is aligned to strategic objectives and risk target operating model.

Lead and drive the performance of direct reports and create an environment where all individuals are developed to the best of their ability ensuring talent and under-performance proactively managed

Main accountabilities and approximate time split

Develop highly motivated teams of country heads, maintaining excellent relationships with leadership teams and across the wider country/ Africa Risk team to ensure achievement of business goals

Create a high-performance environment in which all employees are engaged

Oversight of reward/recognition decisions for the credit function

Drive the credit training plan across the functions to ensure the training and development needs are actively managed. Set challenging objectives and ensure effective performance development and succession planning for the team.

Drive the development of credit specialization to build in-house expertise that can be efficiently transferred across Africa

As a voting member of the credit committee, make lending decisions for wholesale and retail transactions - exercising personal judgment in the evaluation and approval/decline of credit proposals in accordance with credit appetite and policy

Oversight responsibility for personal and team adherence to governance compliance and lending portfolio controls. Ensuring conformance to policy and procedures

Responsible for the data integrity of country information used manage & monitor credit risk

Ensuring effective management of the country and the sovereign risk that is responsive and adaptable to country crisis situations

Delivering within and greed retail and wholesale impairment budge, ensuring that the agreed asset quality of the portfolios is maintained in line with agreed risk appetite

Drive an environment of added value where everything is done to add value to ensure business unit delivers a service which is truly adding value and is seen as key to the business delivering against stretching targets.

Responsible for delivering consistent and timely credit risk decisions.

Drive communication and formal feedback process between credit and the business to build trust, partnership and appreciation of credit function amongst business partners

Initiate and proactively embed agreed change initiatives in support of one risk and one africa strategic objective, driving process and quality improvement, cost reduction and development of credit professionals. Promote a culture of continuous improvement and driving necessary changes

Deliver organisational cost within the agreed budget

Drive the continual need for greater efficiency Ensure capacity to manage volume workflow to world-class standards of quality and cost

Develop and maintain strong network of internal contacts at a senior level

Manage risk and control effectively by applying applicable risk frameworks and embedding a positive risk culture

Understanding of on role in the air and processes in which you play a part, including applicable risks and controls

Adhere to NBC’s policies and procedures applicable to own role, demonstrating sound judgement and responsible risk management

Report of risk events/ incidence/ issues using the defined process for your business area and help to understand why this happened and how to prevent them in the future. Proactively look for ways to improve the control environment by considering what could go wrong in the process you operate and how errors could be prevented

All mandatory training and certification completed to deadline

Technical Skills/Competencies

Strong intellect balanced by practical and programmatic approach

Decisive

Strong internal and external networking

Analytical

Credit risk management

People management and coaching

Communications (written and oral) and presentations

Excellent negotiation and influencing

First class credit assessment, structuring, and sanctioning skills

Commercial entrepreneurial

Relationships/ partnership approach

Customer/ market perspective

Technical skills and knowledge

Problem solving/ decision making

Knowledge, Expertise, and Experience

First class technique credit skills

Excellent business awareness and specific industry/ international risk awareness

Detailed knowledge of risk management policy, procedures, and pricing

Excellent knowledge of country/ sovereign risk issues

Comprehensive credit-related product knowledge

Excellent knowledge of the social, economic political and regulatory environment within Tanzania

Proven track records in the successful delivery of credit risk management

Exercising judgment and discretion for larger credit exposures

Managing risk and reward

Remuneration:

Attractive salary Applicants are invited to submit their Cv’s, copies of certificates, 2 referees and their contacts to: Human Resourcing Human Resouce Department National Bank of Commerce(NBC) HRResourcing@nbctz.com

If you are not contacted by NBC within thirty(30) days after the closing date, you should consider your application as unsuccessful Please send all applications before 21st May 2018 NBC is an equal opportunity Employer

POSITION:  Chief Financial Officer

Principal Accountability

A key and integral member of the Country Management Committee providing analysis, insight, and advice by ensuring timely, accurate and relevant financial information to support business monitoring and decision making.

Overall responsibility fo the Finance and Accounting function at NBC

As an executive Director of Finance works with the NBC Board of Directors and the Country Executive Committee to drive Financial Performance, Compliance and Strategic Direction

Main Responsibilities

Being an Integral part and drive of the strategic planning, budgeting, forecasting and business decision-making process. Developing high quality decision-making tools in order to assist the Board and Country Executive Committee with decision-making

Contribute to the Financial Services Industry of Tanzania by Playing a leading role in the external industry

Ensure the bank’s opertions comply with local/International regulations

Overall Responsibility for timely/accurate reportin at a regulatory and managemetnn level

Overall custodian of the Bank’s short and medium term financial plans

Oversight/responsibility to ensure the Bank maintains sufficient/accurate informationsystems in line with Acounting and regulatory standards

Work witheh Country Executive Committee to drive operations efficiency

Strategic market analysis to inform intenral strategic decisions

Ensure proper management and distribution of financial resources towards strategic goals

Collaborate with the Executive Management team to set strategic direction and provide advice on all financial issues.

Constant development of processes, new and innovative information tools to assist in pro-active and innovative financial decision-making.

Serve on various committees including Board Audit Risk & Compliance Committee, Marketing & Advertising, Pricing, Country Executive Committee, Asset & Liability Committee etc.

Sefve as a Board member in the capacity as Executive Director of Finance

Serve on various external commitees where applicable as required by the managing Director.

Oversight and responsibility for the Banks Tax obligations ensuring adherence to the country’s laws/regualtions.

Contribute to managing risks by being an active member of the Management Audit Committee

Analysis of performance with proactive and continuous recommendations on actions to improve the business performance and processes. Evaluation and recommendation on proposed investemtns and business porposals

Ensuring compliance with financial policies, guidelines, and procedures

Liaising with both external and internal audiotors to maintain a stable and asound Control Envoronment

Education and Experience required

Professional Acooutning Certification

Banking experience

10 – 15 years working experience in accouniting, finance, auditing

Audit and risk experience at senior management level

Enterpreneurial self-starter with excellent track records

In depth knowledge of the financial services industrial

Understanding the nature of the bank’s profitability relating to funding, ligquidity and intest rate risksl

In depth knowledge of intrnationl financial reporting standards

Knowledge and Skills

Planning and organizing

Problem-solving analysis

Leadership

Commercial awareness

Interpersonal sensitivity

Cross-functional awareness

Analytical ability

Flexibility

Risk management

Resource management

Decision making

Team building

Relationship Management

Organizing and control

Remuneration

Attractive Salary

Applicants are invited to sumit their CV’s, copies of certificates, 2 referees and their contacts to:

Human Resourcing

Human Resource Department

National Bank of Commerce(NBC)

HRResourcing@nbctz.com

If you are not contacted by NBC withing thirty days after the closing date, you should consider your application as unsuccesfull

NBC is an equal opportunity Employer