Job Opportunity at Letshego Bank (T)
Limited, Credit Manager
Location
Other
Dar es Salaam District Dar Es Salaam
Credit
Manager – Letshego Bank (T) Limited
Reports
to: Chief Risk Officer
Purpose
of the Role
The
incumbent will be responsible for facilitating sustainable growth, develop
strong customer relationships, and protect the company’s margins and profits to
maximize the value of the company’s accounts receivable.
Key
Accountabilities:
1.
To supervise and monitor the credit department on the achievement of the
commercial targets on the loan portfolio
2.
To ensure risk related to credit activity is properly managed at branch level
and that BM and SRO properly manage their supervision controls on lending
activities. And to follow up on responses to Risk departments findings as far
as credit risk is concerned
3.
To carry out direct prospection of large SME prospects, to conduct management
visits, take decisions in loan committees and carry out Clients’ monitoring
visits
4.
To supervise the legal and recovery unit and manage the relations with debt
collectors and auctioneers in order to ensure the best legal coverage possible
for our loans and the best management/recovery possible of defaulting loans.
5.
To contribute to the elaboration of the budget in terms of loan clients, loan
volume and portfolio quality and to ensure that the performance of the bank is
in line with the budget in terms of number of loan clients, loan volume, cost
of risk (Provisioning for PAR and write offs) and revenue generated by the loan
portfolio.
Qualifications,
Skills and Experience
Experience
as network supervisor, credit manager or similar for at least 3 years
Degree
(Economics, Finance, Commerce, management and Marketing)
Commercial
experience in microfinance for at least 8 years
Master’s
degree (economics, Business Administration, finance, commerce, management,
marketing)
Proficiency
in Analytical skills and credit risk analysis.
Interested
candidates should send their applications through brighter Monday indicating
the position they have applied for and the current CV before or on 24th
September, 2018 Only qualified candidates will be shortlisted.
“Canvassing
will automatically disqualify the candidate.”